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Get your questions answered free - Reduce credit card and medical Debts - Avoid Bankruptcy


How Debt Reduction Works

What it is:
Debt reduction programs are used to reduce unsecured debts such as credit cards, store cards, gas cards, medical bills, and other unsecured debts.

Who it is for:
Debt reduction is best for consumers who have had an unexpected loss of income and are not able to pay their monthly minimum payments. This is considered a financial hardship. $10,000 or more in total unsecured debt is necessary for debt reduction to be effective. Since this solution can reduce debts drastically it is often used as an alternative to bankruptcy.

Who it is NOT for:
If you do not have a legitimate financial hardship debt reduction is not for you. If you need help with secured debts, a home foreclosure (help here), auto loans, or student loans; debt reduction will not work for you. Debt reduction is not an offer for a loan.

How it works:
If a consumer can't pay their bills and files for bankruptcy their creditor is not likely to recover any of the debt due to them and you the consumer ruin your credit worthiness for life. Instead of bankruptcy, your debt relief company uses your financial hardship as the basis for requesting a reduction in debt with your creditors. Debt relief services, have the experience and financial leverage necessary to obtain the largest debt reductions possible. This is a win win situation, the creditor recovers a portion of the debt without going to court and you can become debt free for a fraction of what you owe, without a bankruptcy, a loan or putting a Bankruptcy on your credit file.

Having your debt reduced is not a bankruptcy and it is NOT a loan. Working with your creditors is an effective way for consumers to pay off their unsecured debts without filing for bankruptcy or taking out a loan.

So how much does it cost? How much can my debts be reduced by? How long will it take?! By completing a request on our website a debt relief professional will contact you with their free consultation to answer your questions, and provide estimates to reduce your debts. There is no obligation and the consultation is professional, private, and free.

Complete the form to your right and see how much your debts could be reduced by today.

 


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Match My Budget is a match making service that puts you in touch with companies offering services you are interested in receiving quotes and consultations from. Match My Budget is not an end provider of debt relief services nor are we part of any agreement or contract of services you may commit to with a debt relief company. Match My Budget is not a Government agency, department or service.

The content provided on MatchMyBudget.com is a general description of services. Actual benefits, costs and features of services will vary from company to company. It is up to you, the consumer to consult with the service provider to educate yourself on all the details of their program before making any decision.

By completing a form on this website you are requesting a service to contact you, in most cases by telephone, regardless of your status on the do not call list (DNC). Forms on this website are for information requests only, mainly for quotes, they are never an application or pre-qualification for services. Match My Budget evaluates carefully the service providers we put you in touch with, however we do not endorse nor are we responsible for the actions taken or services provided by any particular company that may be found by using the matchmybudget.com website.

Match My Budget is not providing legal, financial, investing or any other professional advice. Although we believe the content on this website to be acurrate it is general in nature and does not fully describe the complex details of every debt situation or program you may decide to use. It is recommended that you always contact a professional in the appropriate field for advice before making any decision.

In no case should you, the visitor, believe that there is any gaurantee that a you will not have to file bankruptcy now or in the future. This type of claim is not possible since bankruptcy is YOUR decision. * Up to 60% or 70% Debt reductions shown are an example of some of the highest potential debt reductions possible. The debt negotiation industry averages about a 50% debt reduction, plus fees. Match My Budget is not the end provider of debt relief service thus we do not gaurantee any debt reduction amount, this will be estimated by the debt negotiation company you choose to use.

Important Issues to Consider when Evaluating Debt Settlement or Negotiation Programs

Consumers should not use a debt settlement service if they are able to pay their minimum balances due each month. Nor should the join if they do not have a legitmate financial hardship.

(1) late fees, penalties, and interest will continue to accrue on the consumer’s debt until the consumer’s creditors accept and receive a settlement;
(2) a consumer’s creditors may still sue to collect on the debts and garnish the consumer’s wages;
(3) interest rates applicable to the consumer’s debt may increase;
(4) any money a consumer saves in negotiating a settlement with a creditor must be treated as income for tax purposes;
(5) a debt settled for less than the full amount owed may result in a negative notation on the consumer’s credit report; and
(6) Debt Settlement companies MUST be licensed in your state to provide services to you. Match My Budget does NOT validate licensing requirements for individual companies. Consumers are required to check with the FTC and or their local Attorney General's office to determine if a company has the proper license in their state.

Match My Budget. is not acting as a lender or broker. The information provided by you to Match My Budget is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property's location, your credit score, your loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states.

MatchMyBudget.com is not liable for any loss resulting from a business relationship formed by you the consumer and an end service provider.